Zurich American Insurance 401(k) and pension plans

Zurich American Insurance Company, Schaumburg, IL. EIN 36-4233459. Annual reports 2009–2024.

Zurich American Insurance Company has 2 active retirement plans on file. The largest is the Zurich American Insurance Company Retirement Account Plan, with 18,921 participants and $1.2 billion in assets in 2024.

Active plans: 2
Participants: 33,723
Plan assets: $4.9 billion
401(k) recordkeeper: Vanguard
Plans on file: 3
Industry: Finance and insurance

All 3 plans

Active plans first

Zurich American Insurance Company Retirement Account Plan

Cash balance pension, frozenActive

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 001Employer EIN 36-4233459
Participants (2024): 18,921
Net assets (2024): $1.2 billion
Last listed administrator: InspirafsEarlier: Vanguard (2010–2012)
Plan administrator: Zurich American Insurance Company
1299 Zurich Way
Schaumburg, IL 60196
(847) 605-6213As filed for 2024
In effect since: January 1, 1950

Plans merged into this one: The Home Insurance Company Retirement Plan (2017).

Earlier plan names: Zurich American Ins. Co. Retire Acct Plan.

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	18,921	$1.2 billion	not listed
2023	19,611	$1.3 billion	not listed
2022	20,231	$1.3 billion	not listed
2021	20,943	$1.6 billion	not listed
2020	21,613	$1.6 billion	not listed
2019	22,314	$1.5 billion	not listed
2018	23,131	$1.3 billion	Inspirafs
2017	23,371	$1.5 billion	not listed
2016	20,462	$1.2 billion	not listed
2015	19,059	$1.1 billion	not listed
2014	18,733	$1.1 billion	not listed
2013	18,170	$933 million	not listed
2012	18,028	$935 million	Vanguard
2011	20,747	$965 million	Vanguard
2010	20,865	$772 million	Vanguard
2009	20,558	$664 million	not listed

Zurich Savings Plan

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 003Employer EIN 36-4233459
Participants (2024): 14,802
Net assets (2024): $3.7 billion
Recordkeeper: Vanguard2009–2024
Plan administrator: Zurich American Insurance Company
1299 Zurich Way, Attn Human Resources/Benefits
Schaumburg, IL 60196
(847) 605-6000As filed for 2024
In effect since: January 1, 1972

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	14,802	$3.7 billion	Vanguard
2023	14,423	$3.4 billion	Vanguard
2022	14,511	$2.9 billion	Vanguard
2021	13,721	$3.4 billion	Vanguard
2020	13,697	$3.0 billion	Vanguard
2019	13,816	$2.7 billion	Vanguard
2018	13,812	$2.2 billion	Vanguard
2017	14,094	$2.4 billion	Vanguard
2016	14,184	$2.1 billion	Vanguard
2015	16,271	$1.9 billion	Vanguard
2014	12,255	$1.9 billion	Vanguard
2013	11,700	$1.8 billion	Vanguard
2012	11,944	$1.5 billion	Vanguard
2011	12,482	$1.3 billion	Vanguard
2010	12,917	$1.3 billion	Vanguard
2009	13,347	$1.2 billion	Vanguard

The Home Insurance Company Retirement Plan

Pension (defined benefit), frozenMerged

Merged. In 2017 its assets moved to the Zurich American Insurance Company Retirement Account Plan, sponsored by Zurich American Insurance Company (EIN 36-4233459, plan 001). Accounts moved with them, so that plan is the one to contact.

Plan number: 004Employer EIN 36-4233459
Participants (2016): 3,336
Net assets (2016): $184 million
Last listed administrator: Vanguard2010–2012
Plan administrator: Zurich American Insurance Company
1299 Zurich Way 2E
Schaumburg, IL 60196
(847) 605-6213As filed for 2017
In effect since: December 14, 1991

Year by year, 2009 to 2017

Plan year	Participants	Net assets	Recordkeeper
2017	0	$0	not listed
2016	3,336	$184 million	not listed
2015	3,381	$184 million	not listed
2014	3,440	$199 million	not listed
2013	3,487	$183 million	not listed
2012	3,544	$178 million	Vanguard
2011	4,121	$191 million	Vanguard
2010	4,196	$166 million	Vanguard
2009	4,140	$149 million	not listed

If you had money in one of these plans

Call Vanguard (investor.vanguard.com), which runs the Zurich Savings Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((847) 605-6213). That number was filed for 2024; ask for the benefits or retirement plan office.
If your plan was merged, your account moved with it. Follow the link on the plan to the plan it went into, and contact that one.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.