Centracare Health System 401(k) and retirement plans

Centracare Health System, Saint Cloud, MN. EIN 41-1813221. Annual reports 2009–2025.

Centracare Health System has 2 active retirement plans on file. The largest is the Centracare Health System Retirement Plan, with 15,141 participants and $1.5 billion in assets in 2025. Fidelity has been its recordkeeper since 2009. No traditional pension plan appears in Centracare Health System's filings since 2009.

Active plans: 2
Participants: 15,141
Plan assets: $2.4 billion
401(k) recordkeeper: Fidelity
Plans on file: 2
Industry: Health care

All 2 plans

Active plans first

Centracare Health System Retirement Plan

401(k)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 001Employer EIN 41-1813221
Participants (2025): 15,141
Net assets (2025): $1.5 billion
Recordkeeper: Fidelity2009–2025
Plan administrator: Centracare Health System
1406 Sixth Ave North
Saint Cloud, MN 56303
(320) 255-5645As filed for 2025
In effect since: July 1, 2000

Plans merged into this one: Affiliated Community Medical Centers, P.A. Profit Sharing Plan (2018).

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	15,141	$1.5 billion	Fidelity
2024	15,736	$1.2 billion	Fidelity
2023	15,855	$1.0 billion	Fidelity
2022	16,188	$819 million	Fidelity
2021	16,502	$923 million	Fidelity
2020	15,233	$786 million	Fidelity
2019	14,956	$674 million	Fidelity
2018	16,207	$663 million	Fidelity
2017	14,517	$375 million	Fidelity
2016	10,731	$299 million	Fidelity
2015	10,236	$256 million	Fidelity
2014	9,848	$250 million	Fidelity
2013	9,826	$233 million	Fidelity
2012	9,060	$192 million	Fidelity
2011	7,734	$161 million	Fidelity
2009	6,916	$125 million	Fidelity

Centracare Health System 403(b) Plan

403(b)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 002Employer EIN 41-1813221
Participants (2025): 0
Net assets (2025): $938 million
Recordkeeper: Fidelity2020–2025
Plan administrator: Centracare Health System
1406 6TH Avenue North
ST. Cloud, MN 56303
(320) 255-5645As filed for 2025
In effect since: January 1, 1997

Earlier plan names: Centracare Health System Defined Benefit Pension Plan.

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	n/a	$938 million	Fidelity
2024	n/a	$867 million	Fidelity
2023	n/a	$827 million	Fidelity
2022	n/a	$739 million	Fidelity
2021	n/a	$988 million	Fidelity
2020	n/a	$928 million	Fidelity
2019	0	$10,055	not listed
2018	49	$580,792	not listed
2017	51	$583,448	not listed
2016	52	$559,996	not listed
2015	58	$610,895	not listed
2014	58	$603,992	not listed
2013	59	$602,265	not listed
2012	59	$507,602	not listed
2011	62	$447,955	not listed
2010	65	$438,755	not listed
2009	65	$372,005	not listed

If you had money in one of these plans

Call Fidelity (fidelity.com), which runs the Centracare Health System Retirement Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((320) 255-5645). That number was filed for 2025; ask for the benefits or retirement plan office.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

All 2 plans

Centracare Health System Retirement Plan

Centracare Health System 403(b) Plan

If you had money in one of these plans

What these numbers are

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