Cleveland-Cliffs 401(k) and pension plans

Cleveland-Cliffs Inc., Cleveland, OH. EIN 34-1464672. Annual reports 2009–2024. Also filed as Cliffs Natural Resources, Inc.; Cliffs Natural Resources Inc.; Cliffs Natural Resources, Inc. Attn Kurt J. Holland; Cliffs Natural Resources, Inc. Attnkurt J. Holland.

Cleveland-Cliffs Inc. has one active retirement plan on file, the Cleveland-Cliffs Inc. & Its Associated Employers Salaried Employees Savings Plan, with 1,165 participants and $241 million in assets in 2024. Fidelity has been its recordkeeper since 2009.

Active plans: 1
Participants: 1,165
Plan assets: $241 million
401(k) recordkeeper: Fidelity
Plans on file: 2
Industry: Mining, oil and gas

All 2 plans

Active plans first

Cleveland-Cliffs Inc. & Its Associated Employers Salaried Employees Savings Plan

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 010Employer EIN 34-1464672
Participants (2024): 1,165
Net assets (2024): $241 million
Recordkeeper: Fidelity2009–2024
Plan administrator: Employee Benefits Admin Dept.
200 Public Square, Suite 3300
Cleveland, OH 44114
(216) 694-5505As filed for 2024
In effect since: June 1, 1968

Earlier sponsors: Cliffs Natural Resources Inc. (2009–2011); Cliffs Natural Resources, Inc. Attn Kurt J. Holland (2012–2016); Cliffs Natural Resources, Inc. Attnkurt J. Holland (2014); Cleveland-Cliffs Inc. Attn Kurt J. Holland (2017–2022).

Earlier plan names: Cliffs Natural Resources Inc. & Its Associated Employers Sal Employees Savings Plan; Cliffs Natural Resources, Inc. & Its Associated Employers Salaried Employees Savings Plan.

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	1,165	$241 million	Fidelity
2023	1,800	$255 million	Fidelity
2022	1,107	$182 million	Fidelity
2021	1,109	$236 million	Fidelity
2020	1,076	$213 million	Fidelity
2019	1,057	$183 million	Fidelity
2018	1,141	$172 million	Fidelity
2017	1,161	$190 million	Fidelity
2016	1,167	$168 million	Fidelity
2015	1,345	$180 million	Fidelity
2014	2,112	$221 million	Fidelity
2013	2,359	$229 million	Fidelity
2012	2,445	$198 million	Fidelity
2011	2,399	$171 million	Fidelity
2010	2,176	$150 million	Fidelity
2009	1,316	$119 million	Fidelity

Pension Plan for Employees of Cleveland-Cliffs Inc and Its Associated Employers

Cash balance pensionMerged

Merged. In 2023 its assets moved to the Cleveland-Cliffs Steel Corporation Noncontributory Pension Plan, sponsored by Cleveland-Cliffs Steel LLC (EIN 31-1267098, plan 003). Accounts moved with them, so that plan is the one to contact.

Plan number: 003Employer EIN 34-1464672
Participants (2022): 2,759
Net assets (2022): $276 million
Administered by: BNY MellonEarlier: Conduent (2009–2013)
Plan administrator: Employee Benefits Admin Dept. Attn Kurt J. Holland
200 Public Square, Suite 3300
Cleveland, OH 44114
(216) 694-5505As filed for 2023
In effect since: December 31, 1950

Earlier sponsor: Cliffs Natural Resources, Inc. (2009–2015).

Earlier plan names: Pension Plan for Employees of Cleveland- Cliffs Inc and Its Associated Employers; Pension Plan for Employees of Cliffs Natural Resources Inc. and Its Associated Employers; Pension Plan for Employees of Cliffs Natural Resources and Its Associated Employers; Pension Plan for Employees of Cliffs Natural Resources and.

Year by year, 2009 to 2023

Plan year	Participants	Net assets	Recordkeeper
2023	0	n/a	BNY Mellon
2022	2,759	$276 million	BNY Mellon
2021	2,740	$346 million	BNY Mellon
2020	2,742	$327 million	BNY Mellon
2019	2,755	$297 million	BNY Mellon
2018	2,546	$255 million	BNY Mellon
2017	2,568	$276 million	BNY Mellon
2016	2,608	$253 million	BNY Mellon
2015	2,826	$259 million	BNY Mellon
2014	3,397	$295 million	BNY Mellon
2013	3,673	$286 million	Conduent
2012	3,737	$258 million	Conduent
2011	3,525	$231 million	Conduent
2010	3,146	$221 million	Conduent
2009	2,776	$185 million	Conduent

If you had money in one of these plans

Call Fidelity (fidelity.com), which runs the Cleveland-Cliffs Inc. & Its Associated Employers Salaried Employees Savings Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((216) 694-5505). That number was filed for 2024; ask for the benefits or retirement plan office.
If your plan was merged, your account moved with it. Follow the link on the plan to the plan it went into, and contact that one.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

All 2 plans

Cleveland-Cliffs Inc. & Its Associated Employers Salaried Employees Savings Plan

Pension Plan for Employees of Cleveland-Cliffs Inc and Its Associated Employers

If you had money in one of these plans

What these numbers are

Other employers in OH