Kemper 401(k) and pension plans

Kemper Corporation, Chicago, IL. EIN 95-4255452. Annual reports 2009–2025. Also filed as Unitrin, Inc.

Kemper Corporation has one active retirement plan on file, the Kemper Corporation 401(k) Retirement Plan, with 11,511 participants and $986 million in assets in 2025. Principal has been its recordkeeper since 2020.

Active plans: 1
Participants: 11,511
Plan assets: $986 million
401(k) recordkeeper: Principal
Plans on file: 3
Industry: Holding companies

All 3 plans

Active plans first

Kemper Corporation 401(k) Retirement Plan

401(k) with ESOPActive

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 003Employer EIN 95-4255452
Participants (2025): 11,511
Net assets (2025): $986 million
Recordkeeper: PrincipalEarlier: Wells Fargo (2009–2019)
Plan administrator: Kemper Corporation
200 E. Randolph Street, Suite 3300
Chicago, IL 60601
(312) 661-4600As filed for 2025
In effect since: June 1, 1990

Plans merged into this one: Kemper Corporation Defined Contribution Retirement Plan (2016); Infinity 401(k) Retirement Plan (2018).

Earlier sponsor: Unitrin, Inc. (2009–2010).

Earlier plan names: Unitrin, Inc. 401(k) Savings Plan; Kemper Corporation 401(k) Savings Plan; Kemper Corporation 401(k) and Retirement Plan.

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	11,511	$986 million	Principal
2024	11,596	$888 million	Principal
2023	12,403	$807 million	Principal
2022	13,593	$701 million	Principal
2021	13,615	$830 million	Principal
2020	12,595	$724 million	Principal
2019	11,797	$642 million	Wells Fargo
2018	8,069	$554 million	Wells Fargo
2017	7,822	$434 million	Wells Fargo
2016	7,946	$380 million	Wells Fargo
2015	8,237	$345 million	Wells Fargo
2014	7,986	$349 million	Wells Fargo
2013	7,629	$343 million	Wells Fargo
2012	8,076	$303 million	Wells Fargo
2011	8,695	$282 million	Wells Fargo
2010	10,426	$288 million	Wells Fargo
2009	8,656	$261 million	Wells Fargo

Kemper Corporation Pension Plan

Pension (defined benefit)Closed

Closed. The plan filed its final annual report for 2024, which means its assets were paid out or moved and it no longer exists.

Plan number: 002Employer EIN 95-4255452
Participants (2022): 3,053
Net assets (2022): $316 million
Plan administrator: Kemper Corporation
200 East Randolph Street, Suite 3300
Chicago, IL 60601
(312) 661-4600As filed for 2024
In effect since: April 1, 1990

Earlier sponsor: Unitrin, Inc. (2009–2010).

Earlier plan names: Unitrin, Inc. Pension Plan.

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	0	$0	not listed
2023	0	$18.4 million	not listed
2022	3,053	$316 million	not listed
2021	3,098	$392 million	not listed
2020	3,142	$405 million	not listed
2019	8,506	$664 million	not listed
2018	8,647	$581 million	not listed
2017	8,810	$586 million	not listed
2016	8,993	$521 million	not listed
2015	9,155	$517 million	not listed
2014	9,303	$543 million	not listed
2013	9,448	$521 million	not listed
2012	9,626	$513 million	not listed
2011	9,486	$438 million	not listed
2010	9,753	$433 million	not listed
2009	9,891	$325 million	not listed

Kemper Corporation Defined Contribution Retirement Plan

Profit-sharing planMerged

Merged. In 2016 its assets moved to the Kemper Corporation 401(k) Savings Plan, sponsored by Kemper Corporation (EIN 95-4255452, plan 003). Accounts moved with them, so that plan is the one to contact.

Plan number: 004Employer EIN 95-4255452
Participants (2015): 2,816
Net assets (2015): $8.9 million
Recordkeeper: Wells Fargo2009–2016
Plan administrator: Kemper Corporation
One East Wacker Drive
Chicago, IL 60601
(312) 661-4600As filed for 2016
In effect since: January 1, 2006

Earlier sponsor: Unitrin, Inc. (2009–2010).

Earlier plan names: Unitrin, Inc. Defined Contribution Retirement Plan.

Year by year, 2009 to 2016

Plan year	Participants	Net assets	Recordkeeper
2016	0	$0	Wells Fargo
2015	2,816	$8.9 million	Wells Fargo
2014	2,674	$7.9 million	Wells Fargo
2013	2,779	$6.9 million	Wells Fargo
2012	2,734	$5.1 million	Wells Fargo
2011	2,671	$3.9 million	Wells Fargo
2010	2,617	$2.9 million	Wells Fargo
2009	2,206	$1.8 million	Wells Fargo

If you had money in one of these plans

Call Principal (principal.com), which runs the Kemper Corporation 401(k) Retirement Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((312) 661-4600). That number was filed for 2025; ask for the benefits or retirement plan office.
If your plan was merged, your account moved with it. Follow the link on the plan to the plan it went into, and contact that one.
If your plan closed, unclaimed balances usually went to an IRA in your name, to the PBGC's missing participants program, or to state unclaimed property. Here is how to check each one.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

All 3 plans

Kemper Corporation 401(k) Retirement Plan

Kemper Corporation Pension Plan

Kemper Corporation Defined Contribution Retirement Plan

If you had money in one of these plans

What these numbers are

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