L'Oreal USA 401(k) and pension plans

L'Oreal USA, Inc., Berkeley Heights, NJ. EIN 22-1539735. Annual reports 2009–2024. Also filed as Loreal USA, Inc.; Loreal USA Corporate Benefits.

L'Oreal USA, Inc. has 2 active retirement plans on file. The largest is the L'Oreal USA, Inc. Employee Retirement Savings Plan, with 13,365 participants and $2.0 billion in assets in 2024. T. Rowe Price has been its recordkeeper since 2009.

Active plans: 2
Participants: 24,999
Plan assets: $2.9 billion
401(k) recordkeeper: T. Rowe Price
Plans on file: 3
Industry: Manufacturing

All 3 plans

Active plans first

L'Oreal USA, Inc. Employee Retirement Savings Plan

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 003Employer EIN 22-1539735
Participants (2024): 13,365
Net assets (2024): $2.0 billion
Recordkeeper: T. Rowe Price2009–2024
Plan administrator: L'Oreal USA, Inc.
50 Connell Drive
Berkeley Heights, NJ 07922
(908) 673-3498As filed for 2024
In effect since: February 1, 1980

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	13,365	$2.0 billion	T. Rowe Price
2023	13,477	$1.8 billion	T. Rowe Price
2022	13,106	$1.5 billion	T. Rowe Price
2021	12,350	$1.8 billion	T. Rowe Price
2020	11,952	$1.6 billion	T. Rowe Price
2019	12,554	$1.4 billion	T. Rowe Price
2018	12,299	$1.2 billion	T. Rowe Price
2017	12,247	$1.2 billion	T. Rowe Price
2016	11,774	$1.0 billion	T. Rowe Price
2015	10,630	$951 million	T. Rowe Price
2014	10,024	$950 million	T. Rowe Price
2013	9,845	$891 million	T. Rowe Price
2012	9,152	$748 million	T. Rowe Price
2011	9,358	$671 million	T. Rowe Price
2010	9,085	$667 million	T. Rowe Price
2009	9,473	$578 million	T. Rowe Price

Pension Plan of L'Oreal USA, Inc.

Pension (defined benefit)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 002Employer EIN 22-1539735
Participants (2024): 11,634
Net assets (2024): $831 million
Administered by: WTW2017–2024
Plan administrator: Loreal USA, Inc.
50 Connell Drive
Berkeley Heights, NJ 07922
(908) 673-3498As filed for 2024
In effect since: January 1, 1959

Plans merged into this one: Ysl Beaute, Inc. Pension Plan (2013).

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	11,634	$831 million	WTW
2023	11,236	$876 million	WTW
2022	10,176	$828 million	WTW
2021	10,061	$1.1 billion	WTW
2020	10,166	$1.1 billion	WTW
2019	9,804	$1.0 billion	WTW
2018	9,464	$857 million	WTW
2017	9,069	$954 million	WTW
2016	10,525	$902 million	not listed
2015	10,349	$850 million	not listed
2014	11,836	$931 million	not listed
2013	11,709	$842 million	not listed
2012	11,233	$800 million	not listed
2011	11,041	$694 million	not listed
2010	11,124	$607 million	not listed
2009	11,239	$463 million	not listed

Ysl Beaute, Inc. Pension Plan

Pension (defined benefit), frozenMerged

Merged. In 2013 its assets moved to the Pension Plan of L'Oreal USA, Inc., sponsored by L'Oreal USA, Inc. (EIN 22-1539735, plan 002). Accounts moved with them, so that plan is the one to contact.

Plan number: 101Employer EIN 22-1539735
Participants (2012): 173
Net assets (2012): $8.5 million
Last listed administrator: Transamerica2009–2011
Plan administrator: Loreal USA, Inc.
50 Connell Drive
Berkeley Heights, NJ 07922
(908) 673-3498As filed for 2013
In effect since: October 16, 1999

Earlier sponsor: Loreal USA Corporate Benefits (2009).

Year by year, 2009 to 2013

Plan year	Participants	Net assets	Recordkeeper
2013	0	$0	not listed
2012	173	$8.5 million	not listed
2011	177	$8.3 million	Transamerica
2010	178	$7.5 million	Transamerica
2009	184	$6.9 million	Transamerica

If you had money in one of these plans

Call T. Rowe Price (troweprice.com), which runs the L'Oreal USA, Inc. Employee Retirement Savings Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((908) 673-3498). That number was filed for 2024; ask for the benefits or retirement plan office.
If your plan was merged, your account moved with it. Follow the link on the plan to the plan it went into, and contact that one.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.