Mattress Firm 401(k) and retirement plans

Mattress Firm, Inc., Houston, TX. EIN 76-0596008. Annual reports 2009–2025. Also filed as Mattress Firm Inc.; The Sleep Train, Inc.

Mattress Firm, Inc. has no active retirement plan on file. Its last annual report was for 2025. Its Sleep Train Employee Stock Ownership Plan was merged into Sleep Train, Inc. Frozen Profit Sharing Plan in 2015. No traditional pension plan appears in Mattress Firm's filings since 2009.

Active plans
0
Plans on file
3
Industry
Retail

All 3 plans

Active plans first

Mattress Firm, Inc. 401(k) Plan

401(k)Closed

Closed. The plan filed its final annual report for 2025, which means its assets were paid out or moved and it no longer exists.

Plan number
001Employer EIN 76-0596008
Participants (2024)
9,860
Net assets (2024)
$279 million
Recordkeeper
EmpowerEarlier: Mccready & Keene (2017–2018), OneAmerica (2011–2016), MassMutual (2010), 401 Plans (2009)
Plan administrator
Mattress Firm, Inc.
10201 South Main Street
Houston, TX 77025
(713) 343-3588As filed for 2025
In effect since
April 15, 2019

Earlier plan names: Mattress Firm Inc. 401K Plan.

Year by year, 2009 to 2025
Plan yearParticipantsNet assetsRecordkeeper
20250$0Empower
20249,860$279 millionEmpower
20229,941$185 millionEmpower
202110,314$195 millionEmpower
20208,745$157 millionEmpower
20198,837$141 millionEmpower
20189,333$121 millionMccready & Keene
20179,696$138 millionMccready & Keene
201610,181$106 millionOneAmerica
201510,510$56.8 millionOneAmerica
20146,688$39.5 millionOneAmerica
20133,840$33.3 millionOneAmerica
20123,311$26.8 millionOneAmerica
20112,221$16.3 millionOneAmerica
20101,627$13.6 millionMassMutual
20091,315$11.7 million401 Plans

Sleep Train Inc. Frozen Profit Sharing Plan

Profit-sharing planClosedUnion (multiemployer)

Closed. The plan filed its final annual report for 2018, which means its assets were paid out or moved and it no longer exists.

Plan number
003Employer EIN 76-0596008
Participants (2017)
4
Net assets (2017)
$284,272
Recordkeeper
Mccready & Keene2015–2017
Plan administrator
Mattress Firm Inc.
5815 Gulf Freeway
Houston, TX 77023
(713) 328-3438As filed for 2018
In effect since
January 1, 2015

Plans merged into this one: Sleep Train Employee Stock Ownership Plan (2015).

Year by year, 2015 to 2018
Plan yearParticipantsNet assetsRecordkeeper
20180$0not listed
20174$284,272Mccready & Keene
20161,785$71.9 millionMccready & Keene
20151,790$64.6 millionMccready & Keene

Sleep Train Employee Stock Ownership Plan

Employee stock ownership plan (ESOP)Merged

Merged. In 2015 its assets moved to the Sleep Train, Inc. Frozen Profit Sharing Plan, sponsored by Mattress Firm, Inc. (EIN 76-0596008, plan 003). Accounts moved with them, so that plan is the one to contact.

Plan number
002Employer EIN 76-0596008
Participants (2014)
1,790
Net assets (2014)
$25.3 million
Recordkeeper
Bsi2013–2015
Plan administrator
Administrative Committe of the Sleep Train Esop
2205 Plaza Drive
Rocklin, CA 95765
(916) 751-4300As filed for 2015
In effect since
December 28, 2009

Earlier sponsor: The Sleep Train, Inc. (2009–2012).

Year by year, 2009 to 2015
Plan yearParticipantsNet assetsRecordkeeper
20150$0Bsi
20141,790$25.3 millionBsi
20131,791$94.3 millionBsi
20121,304$48.2 millionnot listed
20111,090$54.2 millionnot listed
2010932$36.4 millionnot listed
2009861$7.7 millionnot listed

If you had money in one of these plans

  1. If your plan was merged, your account moved with it. Follow the link on the plan to the plan it went into, and contact that one.
  2. If your plan closed, unclaimed balances usually went to an IRA in your name, to the PBGC's missing participants program, or to state unclaimed property. Here is how to check each one.
  3. Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

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