Saputo Cheese USA 401(k) and pension plans

Saputo Cheese USA Inc., Milwaukee, WI. EIN 39-1629977. Annual reports 2009–2024. Also filed as Saputo Cheese USA, Inc.; Saputo Cheese USA Inc.

Saputo Cheese USA Inc. has one active retirement plan on file, the Saputo USA 401(k) Plan, with 9,455 participants and $650 million in assets in 2024. T. Rowe Price has been its recordkeeper since 2017.

Active plans: 1
Participants: 9,455
Plan assets: $650 million
401(k) recordkeeper: T. Rowe Price
Plans on file: 3
Industry: Manufacturing

All 3 plans

Active plans first

Saputo USA 401(k) Plan

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 001Employer EIN 39-1629977
Participants (2024): 9,455
Net assets (2024): $650 million
Recordkeeper: T. Rowe Price2017–2024
Plan administrator: Saputo Cheese USA Inc.
10700 W Research Drive, Suite 400
Milwaukee, WI 53226
(847) 267-1100As filed for 2024
In effect since: January 1, 1986

Earlier plan names: Saputo Cheese USA Inc. 401(k) Plan.

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	9,455	$650 million	T. Rowe Price
2023	9,360	$590 million	T. Rowe Price
2022	8,890	$493 million	T. Rowe Price
2021	7,922	$600 million	T. Rowe Price
2020	7,405	$528 million	T. Rowe Price
2019	7,212	$441 million	T. Rowe Price
2018	7,005	$350 million	T. Rowe Price
2017	6,404	$350 million	T. Rowe Price
2016	5,781	$282 million	not listed
2015	5,448	$259 million	not listed
2014	5,186	$251 million	not listed
2013	5,103	$232 million	not listed
2012	3,523	$131 million	not listed
2011	2,184	$99.9 million	not listed
2010	2,155	$96.8 million	not listed
2009	2,237	$84.6 million	not listed

M-Foods Dairy, LLC Retirement Plan With Life Insurance

Pension (defined benefit), frozenClosedUnion (multiemployer)

Closed. The plan filed its final annual report for 2018, which means its assets were paid out or moved and it no longer exists.

Plan number: 003Employer EIN 39-1629977
Participants (2017): 93
Net assets (2017): $2.2 million
Plan administrator: Saputo Cheese USA Inc.
1 Overlook Point, Suite 300, Lincolnshire Corporate Center
Lincolnshire, IL 60069
(847) 267-1100As filed for 2018
In effect since: September 1, 1963

Year by year, 2015 to 2018

Plan year	Participants	Net assets	Recordkeeper
2018	0	n/a	not listed
2017	93	$2.2 million	not listed
2016	96	$1.9 million	not listed
2015	100	$1.8 million	not listed

Waterford Food Products, Inc. Employees' Retirement Plan

Pension (defined benefit)Closed

Closed. The plan filed its final annual report for 2015, which means its assets were paid out or moved and it no longer exists.

Plan number: 002Employer EIN 39-1629977
Participants (2014): 236
Net assets (2014): $5.3 million
Administered by: Wilmington Trust2013–2015
Plan administrator: Saputo Cheese USA Inc
One Overlook Point, Suite 300, Lincolnshire Corporate Center
Lincolnshire, IL 60069
(847) 267-1100As filed for 2015
In effect since: October 4, 1989

Year by year, 2009 to 2015

Plan year	Participants	Net assets	Recordkeeper
2015	0	$0	Wilmington Trust
2014	236	$5.3 million	Wilmington Trust
2013	232	$4.6 million	Wilmington Trust
2012	230	$3.7 million	not listed
2011	230	$3.1 million	not listed
2010	230	$2.9 million	not listed
2009	191	$2.5 million	not listed

If you had money in one of these plans

Call T. Rowe Price (troweprice.com), which runs the Saputo USA 401(k) Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((847) 267-1100). That number was filed for 2024; ask for the benefits or retirement plan office.
If your plan closed, unclaimed balances usually went to an IRA in your name, to the PBGC's missing participants program, or to state unclaimed property. Here is how to check each one.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.