A O Smith 401(k) and pension plans

A O Smith Corporation, Milwaukee, WI. EIN 39-0619790. Annual reports 2009–2024. Also filed as A.O. Smith Corporation; Lochinvar Corporation; Lochinvar, LLC.; A. O. Smith Corporation.

A O Smith Corporation has 3 active retirement plans on file. The largest is the A O Smith Retirement Security Plan, with 6,080 participants and $618 million in assets in 2024.

Active plans: 3
Participants: 6,925
Plan assets: $652 million
Plans on file: 6
Industry: Manufacturing

All 6 plans

Active plans first

A O Smith Retirement Security Plan

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 018Employer EIN 39-0619790
Participants (2024): 6,080
Net assets (2024): $618 million
Plan administrator: A O Smith Corporation
11270 W. Park Place, P.O. Box 245006
Milwaukee, WI 53224
(414) 359-4082As filed for 2024
In effect since: July 31, 1956

Plans merged into this one: Apcom Inc. Retirement and Savings Plan (2014); A.O. Smith Retirement Security Plan Lochinvar (2014).

Earlier plan names: A O Smith Profit Sharing Retirement Plan.

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	6,080	$618 million	not listed
2023	6,118	$583 million	not listed
2022	5,888	$509 million	not listed
2021	6,038	$589 million	not listed
2020	5,466	$513 million	not listed
2019	5,182	$459 million	not listed
2018	5,091	$392 million	not listed
2017	4,943	$415 million	not listed
2016	4,798	$364 million	not listed
2015	4,698	$347 million	not listed
2014	5,292	$346 million	not listed
2013	3,592	$266 million	not listed
2012	3,385	$239 million	not listed
2011	3,387	$212 million	not listed
2010	3,389	$270 million	not listed
2009	2,053	$229 million	not listed

American Water Heater Company Pension Plan for the Johnson City, Tennessee Manufacturing Bargaining Unit

Pension (defined benefit)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 019Employer EIN 39-0619790
Participants (2024): 845
Net assets (2024): $18.3 million
Plan administrator: A.O. Smith Corporation
11270 W. Park Place
Milwaukee, WI 53224
(414) 359-4082As filed for 2024
In effect since: December 31, 2021

Year by year, 2022 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	845	$18.3 million	not listed
2023	734	$20.3 million	not listed
2022	784	$19.8 million	not listed

A O Smith Retirement Plan

Cash balance pension, frozenActive

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 001Employer EIN 39-0619790
Participants (2024): 0
Net assets (2024): $15.6 million
Last listed administrator: ADPEarlier: Oracle (2011–2014), Rimini Street (2009–2010)
Plan administrator: A. O. Smith Corporation
11270 W. Park Place
Milwaukee, WI 53224
(414) 359-4082As filed for 2024
In effect since: November 11, 1947

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	0	$15.6 million	not listed
2023	0	$22.8 million	not listed
2022	6,926	$25.2 million	not listed
2021	9,566	$805 million	not listed
2020	10,524	$861 million	not listed
2019	12,084	$836 million	not listed
2017	14,261	$880 million	not listed
2016	14,644	$822 million	not listed
2015	14,922	$793 million	ADP
2014	15,205	$823 million	Oracle
2013	18,083	$822 million	Oracle
2012	12,786	$800 million	Oracle
2011	19,358	$768 million	Oracle
2010	19,652	$815 million	Rimini Street
2009	19,938	$624 million	Rimini Street

Apcom Inc. Retirement and Savings Plan

401(k)Merged

Merged. In 2014 its assets moved to the Ao Smith Retirement Security Plan, sponsored by A O Smith Corporation (EIN 39-0619790, plan 018). Accounts moved with them, so that plan is the one to contact.

Plan number: 064Employer EIN 39-0619790
Participants (2013): 289
Net assets (2013): $29.0 million
Plan administrator: A.O. Smith Corporation
11270 West Park Place
Milwaukee, WI 53224
(414) 359-4082As filed for 2014
In effect since: January 1, 2004

Year by year, 2009 to 2014

Plan year	Participants	Net assets	Recordkeeper
2014	0	$0	not listed
2013	289	$29.0 million	not listed
2012	359	$25.6 million	not listed
2011	394	$22.8 million	not listed
2010	404	$22.9 million	not listed
2009	423	$19.3 million	not listed

A.O. Smith Retirement Security Plan Lochinvar

401(k)Merged

Merged. In 2014 its assets moved to the Ao Smith Retirement Security Plan, sponsored by A O Smith Corporation (EIN 39-0619790, plan 018). Accounts moved with them, so that plan is the one to contact.

Plan number: 002Employer EIN 39-0619790
Participants (2013): 500
Net assets (2013): $41.9 million
Plan administrator: A.O. Smith Corporation
11270 West Park Place
Milwaukee, WI 53224
(414) 359-4082As filed for 2014
In effect since: December 1, 1986

Earlier sponsor: Lochinvar Corporation (2009–2013).

Earlier plan names: Lochinvar Profit Sharing Retirement Plan.

Year by year, 2009 to 2014

Plan year	Participants	Net assets	Recordkeeper
2014	0	$0	not listed
2013	500	$41.9 million	not listed
2012	485	$33.4 million	not listed
2011	456	$28.9 million	not listed
2010	426	$26.8 million	not listed
2009	431	$22.2 million	not listed

A O Smith Corporation Savings Plan

401(k)Merged

Merged. In 2012 its assets moved to the Regal Beloit Retirement Savings Plan, sponsored by Regal Rexnord Corporation (EIN 39-0875718, plan 008). Accounts moved with them, so that plan is the one to contact.

Plan number: 040Employer EIN 39-0619790
Participants (2011): 1,806
Net assets (2011): $8.3 million
Plan administrator: A O Smith Corporation
11270 W Park Place, P O Box 245006
Milwaukee, WI 53224
(414) 359-4082As filed for 2012
In effect since: January 1, 1986

Year by year, 2009 to 2012

Plan year	Participants	Net assets	Recordkeeper
2012	0	n/a	not listed
2011	1,806	$8.3 million	not listed
2010	1,841	$10.5 million	not listed
2009	1,885	$28.2 million	not listed

If you had money in one of these plans

Or call the plan administrator listed on the plan below ((414) 359-4082). That number was filed for 2024; ask for the benefits or retirement plan office.
If your plan was merged, your account moved with it. Follow the link on the plan to the plan it went into, and contact that one.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

All 6 plans

A O Smith Retirement Security Plan

American Water Heater Company Pension Plan for the Johnson City, Tennessee Manufacturing Bargaining Unit

A O Smith Retirement Plan

Apcom Inc. Retirement and Savings Plan

A.O. Smith Retirement Security Plan Lochinvar

A O Smith Corporation Savings Plan

If you had money in one of these plans

What these numbers are

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