Fifth Third Bancorp 401(k) and pension plans

Fifth Third Bancorp, Cincinnati, OH. EIN 31-0854434. Annual reports 2009–2024. Also filed as Fifth Third Bank; Fifth Third Bankcorp; MB Financial, Inc.

Fifth Third Bancorp has 3 active retirement plans on file. The largest is the Fifth Third Bancorp 401(k) Savings Plan, with 25,787 participants and $4.0 billion in assets in 2024. Empower has been its recordkeeper since 2014.

Active plans: 3
Participants: 28,651
Plan assets: $4.1 billion
401(k) recordkeeper: Empower
Plans on file: 5
Industry: Finance and insurance

All 5 plans

Active plans first

Fifth Third Bancorp 401(k) Savings Plan

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 001Employer EIN 31-0854434
Participants (2024): 25,787
Net assets (2024): $4.0 billion
Recordkeeper: EmpowerEarlier: J.P. Morgan (2010–2013), Fifth Third Bank Retirement Service (2009)
Plan administrator: Fifth Third Bancorp
38 Fountain Square Plaza, Mail Drop 10908R
Cincinnati, OH 45202
(513) 534-4521As filed for 2024
In effect since: January 1, 1955

Plans merged into this one: MB Financial, Inc. 401(k) Profit Sharing Plan (2019).

Earlier sponsor: Fifth Third Bank (2009–2013).

Earlier plan names: Fifth Third Bancorp Master Profit Sharing Plan; The Fifth Third Bancorp Master Profit Sharing Plan; The Fifth Third Bancorp 401(k) Savings Plan.

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	25,787	$4.0 billion	Empower
2023	26,188	$3.6 billion	Empower
2022	26,819	$3.1 billion	Empower
2021	26,324	$3.8 billion	Empower
2020	26,598	$3.4 billion	Empower
2019	26,305	$2.9 billion	Empower
2018	23,114	$2.0 billion	Empower
2017	23,519	$2.2 billion	Empower
2016	25,747	$1.9 billion	Empower
2015	23,781	$1.7 billion	Empower
2014	23,995	$1.7 billion	Empower
2013	24,946	$1.7 billion	J.P. Morgan
2012	25,529	$1.4 billion	J.P. Morgan
2011	26,079	$1.2 billion	J.P. Morgan
2010	25,398	$1.2 billion	J.P. Morgan
2009	25,365	$945 million	Fifth Third Bank Retirement Service

The Fifth Third Bancorp Master Retirement Plan

Pension (defined benefit)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 007Employer EIN 31-0854434
Participants (2024): 2,827
Net assets (2024): $87.9 million
Administered by: WTWEarlier: United Mail (2015)
Plan administrator: Fifth Third Bancorp
38 Fountain Square Plaza, MD 10908R
Cincinnati, OH 45202
(513) 534-5799As filed for 2024
In effect since: November 1, 1951

Earlier sponsor: Fifth Third Bank (2009–2013).

Earlier plan names: Fifth Third Bancorp Master Retirement Plan.

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	2,827	$87.9 million	WTW
2023	3,099	$103 million	not listed
2022	3,330	$109 million	not listed
2021	3,557	$153 million	not listed
2020	3,850	$174 million	not listed
2019	4,073	$176 million	not listed
2018	4,310	$164 million	not listed
2017	4,621	$185 million	not listed
2016	4,878	$174 million	not listed
2015	5,931	$183 million	United Mail
2014	6,281	$195 million	not listed
2013	6,584	$199 million	not listed
2012	6,907	$189 million	not listed
2011	7,180	$181 million	not listed
2010	7,525	$198 million	not listed
2009	7,943	$182 million	not listed

The Fifth Third Bancorp Frozen Successor Plan

Profit-sharing planActiveUnion (multiemployer)

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 008Employer EIN 31-0854434
Participants (2024): 37
Net assets (2024): $1.1 million
Last listed recordkeeper: EmpowerEarlier: J.P. Morgan (2012–2013)
Plan administrator: Fifth Third Bankcorp
38 Fountain Square Plaza, Mail Drop 10GA51
Cincinnati, OH 45202
(513) 534-4137As filed for 2024
In effect since: December 31, 2001

Earlier sponsors: Fifth Third Bank (2009–2013); Fifth Third Bancorp (2014–2022).

Earlier plan names: Fifth Third Bancorp Frozen Successor Plan.

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	37	$1.1 million	not listed
2023	37	$959,290	not listed
2022	42	$896,424	not listed
2021	43	$1.1 million	not listed
2020	49	$1.2 million	not listed
2019	54	$1.3 million	not listed
2018	63	$1.6 million	not listed
2017	63	$1.8 million	not listed
2016	71	$1.6 million	not listed
2015	78	$1.9 million	Empower
2014	115	$2.6 million	Empower
2013	125	$2.8 million	J.P. Morgan
2012	138	$2.8 million	J.P. Morgan
2009	187	$3.4 million	not listed

MB Financial, Inc. 401(k) Profit Sharing Plan

401(k)Merged

Merged. In 2019 its assets moved to the The Fifth Third Bancorp 401(k) Savings Plan, sponsored by Fifth Third Bancorp (EIN 31-0854434, plan 001). Accounts moved with them, so that plan is the one to contact.

Plan number: 010Employer EIN 31-0854434
Participants (2019): 3,112
Net assets (2019): $0
Recordkeeper: Vanguard2009–2019
Plan administrator: Fifth Third Bancorp
38 Fountain Square Plaza, MD 10GA5A
Cincinnati, OH 45263
(513) 534-4137As filed for 2019
In effect since: January 1, 2002

Plans merged into this one: Taylor Capital Group,inc 401K and Profit Sharing Plan (2014).

Earlier sponsor: MB Financial, Inc. (2009–2018).

Year by year, 2009 to 2019

Plan year	Participants	Net assets	Recordkeeper
2019	3,112	$0	Vanguard
2018	4,032	$397 million	Vanguard
2017	4,479	$418 million	Vanguard
2016	3,892	$334 million	Vanguard
2015	3,769	$261 million	Vanguard
2014	3,506	$248 million	Vanguard
2013	2,090	$164 million	Vanguard
2012	2,109	$130 million	Vanguard
2011	2,007	$110 million	Vanguard
2010	2,153	$105 million	Vanguard
2009	1,932	$90.6 million	Vanguard

First Charter Frozen Money Purchase Pension Plan

Money purchase pensionMerged

Merged. In 2009 its assets moved to the Fifth Third Bancorp Frozen Successor Plan (EIN 31-0854434, plan 002). Accounts moved with them, so that plan is the one to contact.

Plan number: 009Employer EIN 31-0854434
Plan administrator: Fifth Third Bank Pension, Profit Sharing and Medical Plan Committee
38 Fountain Square Plaza, MD 10AT41
Cincinnati, OH 45263
(513) 579-4137As filed for 2009
In effect since: September 4, 2008

If you had money in one of these plans

Call Empower (empower.com), which runs the Fifth Third Bancorp 401(k) Savings Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((513) 534-4521). That number was filed for 2024; ask for the benefits or retirement plan office.
If your plan was merged, your account moved with it. Follow the link on the plan to the plan it went into, and contact that one.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

All 5 plans

Fifth Third Bancorp 401(k) Savings Plan

The Fifth Third Bancorp Master Retirement Plan

The Fifth Third Bancorp Frozen Successor Plan

MB Financial, Inc. 401(k) Profit Sharing Plan

First Charter Frozen Money Purchase Pension Plan

If you had money in one of these plans

What these numbers are

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