Western and Southern Life Insurance 401(k) and pension plans

The Western and Southern Life Insurance Company, Cincinnati, OH. EIN 31-0487145. Annual reports 2009–2024. Also filed as The Western and Southern Life Insur; Western & Southern Financial Group; The Western & Southern Life Ins Co; The Western & Southern Life Insurance Company.

The Western and Southern Life Insurance Company has 2 active retirement plans on file. The largest is the Western & Southern Financial Group Pension Plan, with 5,325 participants and $1.2 billion in assets in 2024. Buck Global has been its administrator since 2020.

Active plans: 2
Participants: 9,849
Plan assets: $1.8 billion
401(k) recordkeeper: Empower
Plans on file: 3
Industry: Finance and insurance

All 3 plans

Active plans first

Western & Southern Financial Group Pension Plan

Pension (defined benefit)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 004Employer EIN 31-0487145
Participants (2024): 5,325
Net assets (2024): $1.2 billion
Administered by: Buck GlobalEarlier: Conduent (2016–2019)
Plan administrator: The Western and Southern Life Insurance Company
400 Broadway
Cincinnati, OH 45202
(513) 629-1800As filed for 2024
In effect since: January 1, 1938

Earlier plan names: The Western and Southern Life Insurance Company Pension Plan; Western & Soutern Financial Group Pension Plan.

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	5,325	$1.2 billion	Buck Global
2023	5,193	$1.1 billion	Buck Global
2022	6,359	$1.1 billion	Buck Global
2021	6,482	$1.3 billion	Buck Global
2020	6,525	$1.2 billion	Buck Global
2019	7,515	$1.1 billion	Conduent
2018	7,080	$934 million	Conduent
2017	7,031	$993 million	Conduent
2016	9,120	$915 million	Conduent
2015	9,903	$740 million	not listed
2014	10,312	$905 million	not listed
2013	10,173	$887 million	not listed
2012	10,117	$790 million	not listed
2009	9,677	$668 million	not listed

Western & Southern Financial Group Employee Retirement 401(k) Savings Plan

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 005Employer EIN 31-0487145
Participants (2024): 4,524
Net assets (2024): $575 million
Recordkeeper: EmpowerEarlier: Fifth Third Bank Retirement Service (2009–2020)
Plan administrator: The Western and Southern Life Insurance Company
Po Box 5735
Cincinnati, OH 45202
(513) 629-2146As filed for 2024
In effect since: April 1, 1989

Plans merged into this one: The Western & Southern Affiliated Companies Retirement Plan (2015).

Earlier sponsors: The Western and Southern Life Insur (2010); Western & Southern Financial Group (2012).

Earlier plan names: The Western and Southern Life Insurance Company Employee Retirement 401(k) Savings Plan; Western & Southern Financial Group Employee Retirement 401(k) Savings.

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	4,524	$575 million	Empower
2023	4,347	$500 million	Empower
2022	4,276	$418 million	Empower
2021	4,392	$504 million	Empower
2020	4,828	$438 million	Fifth Third Bank Retirement Service
2019	4,808	$370 million	Fifth Third Bank Retirement Service
2018	4,248	$300 million	Fifth Third Bank Retirement Service
2017	4,219	$305 million	Fifth Third Bank Retirement Service
2016	4,243	$263 million	Fifth Third Bank Retirement Service
2015	4,147	$225 million	Fifth Third Bank Retirement Service
2014	3,866	$218 million	Fifth Third Bank Retirement Service
2013	4,094	$198 million	Fifth Third Bank Retirement Service
2012	4,915	$169 million	Fifth Third Bank Retirement Service
2011	4,078	$146 million	Fifth Third Bank Retirement Service
2010	4,061	$140 million	Fifth Third Bank Retirement Service
2009	4,134	$124 million	Fifth Third Bank Retirement Service

The Western & Southern Affiliated Companies Retirement Plan

Profit-sharing planMerged

Merged. In 2015 its assets moved to the The Western & Southern Financial Group Employee Retirement 401(k) Savings Plan, sponsored by The Western and Southern Life Insurance Company (EIN 31-0487145, plan 005). Accounts moved with them, so that plan is the one to contact.

Plan number: 006Employer EIN 31-0487145
Participants (2014): 429
Net assets (2014): $15.6 million
Plan administrator: The Western and Southern Life Insurance Company
400 Broadway ST
Cincinnati, OH 45202
(513) 629-1800As filed for 2015
In effect since: January 1, 1992

Earlier sponsor: The Western & Southern Life Ins Co (2009–2010).

Earlier plan names: The Western-Southern Affiliated Companies Retirement Plan; The Western and Southern Affiliated Companies Retirement Plan.

Year by year, 2009 to 2015

Plan year	Participants	Net assets	Recordkeeper
2015	0	$0	not listed
2014	429	$15.6 million	not listed
2013	460	$15.6 million	not listed
2011	551	$13.7 million	not listed
2010	590	$15.1 million	not listed
2009	633	$14.0 million	not listed

If you had money in one of these plans

Call Empower (empower.com), which runs the Western & Southern Financial Group Employee Retirement 401(k) Savings Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((513) 629-1800). That number was filed for 2024; ask for the benefits or retirement plan office.
If your plan was merged, your account moved with it. Follow the link on the plan to the plan it went into, and contact that one.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.