Keycorp 401(k) and pension plans

Keycorp, Cleveland, OH. EIN 34-6542451. Annual reports 2009–2024. Also filed as Harleysville National Corporation; First Niagara Financial Group, Inc.; Keybank National Association; Key Equity Capital Corporation.

Keycorp has 2 active retirement plans on file. The largest is the Keycorp 401K Savings Plan, with 28,272 participants and $4.1 billion in assets in 2024. Fidelity has been its recordkeeper since 2021.

Active plans
2
Participants
44,382
Plan assets
$4.9 billion
401(k) recordkeeper
Fidelity
Plans on file
6
Industry
Finance and insurance

All 6 plans

Active plans first

Keycorp 401K Savings Plan

401(k) with ESOPActive

Active. The plan filed its annual report for the 2024 plan year.

Plan number
002Employer EIN 34-6542451
Participants (2024)
28,272
Net assets (2024)
$4.1 billion
Recordkeeper
FidelityEarlier: Alight (2009–2020)
Plan administrator
Keycorp
127 Public Square
Cleveland, OH 44114
(888) 539-7247As filed for 2024
In effect since
January 1, 1979
Year by year, 2009 to 2024
Plan yearParticipantsNet assetsRecordkeeper
202428,272$4.1 billionFidelity
202329,097$3.7 billionFidelity
202230,103$3.3 billionFidelity
202128,586$4.0 billionFidelity
202028,159$3.5 billionAlight
201929,486$3.1 billionAlight
201830,195$2.6 billionAlight
201730,403$2.9 billionAlight
201629,488$2.4 billionnot listed
201522,857$1.9 billionnot listed
201422,695$1.9 billionAlight
201322,693$1.9 billionAlight
201223,499$1.5 billionAlight
201123,413$1.4 billionAlight
201023,743$1.4 billionAlight
200925,344$1.2 billionAlight

Keycorp Consolidated Cash Balance Plan

Cash balance pension, frozenActive

Active. The plan filed its annual report for the 2024 plan year.

Plan number
007Employer EIN 34-6542451
Participants (2024)
16,110
Net assets (2024)
$798 million
Administered by
AonEarlier: Alight (2016–2019)
Plan administrator
Keycorp
127 Public Square
Cleveland, OH 44114
(888) 539-7247As filed for 2024
In effect since
December 14, 1952

Plans merged into this one: Keycorp Cash Balance Pension Plan (2016); Employees' Retirement Plan of Newalliance Bank (2016); The Retirement Plan of the First Niagara Financial (2015).

Earlier sponsor: Key Equity Capital Corporation (2009–2014).

Earlier plan names: Buckeye Steel Castings Hourly Employees' Pension Plan; Buckeye Steel Castings Hourly Employees Pension; Buckeye Steel Castings Hourly Employees Pension Plan (Effective 09/30/2016 the Plan Name Changed to Keycorp Consolidated Cash Balance Plan.

Year by year, 2009 to 2024
Plan yearParticipantsNet assetsRecordkeeper
202416,110$798 millionnot listed
202316,818$836 millionAon
202217,600$813 millionAon
202118,320$877 millionAon
202019,099$1.1 billionAon
201919,772$1.1 billionAlight
201820,863$1.1 billionAlight
201721,820$1.1 billionAlight
201622,751$1.2 billionAlight
20154,066$358 millionnot listed
20141,312$64.1 millionnot listed
20131,305$69.2 millionnot listed
20121,345$64.0 millionnot listed
20111,370$57.1 millionnot listed
20101,383$48.7 millionnot listed
20091,402$45.4 millionnot listed

Harleysville National Corporation 401(k) Plan

401(k)Stopped filingUnion (multiemployer)

No annual report since the 2016 plan year, and no final report on record. The plan may have been merged, renamed or re-filed under another number; ask the plan administrator below.

Plan number
020Employer EIN 34-6542451
Participants (2016)
3
Net assets (2016)
$1,258
Last listed recordkeeper
ChecEarlier: Chec Employee Benefit Consultants (2009)
Plan administrator
Keybank National Association
100 Public Square, OH-01-10-0825
Cleveland, OH 44113
(716) 858-3390As filed for 2016
In effect since
January 1, 1947

Earlier sponsors: Harleysville National Corporation (2009); First Niagara Financial Group, Inc. (2010–2015).

Year by year, 2009 to 2016
Plan yearParticipantsNet assetsRecordkeeper
20163$1,258not listed
20153$1,253not listed
20143$1,253not listed
20133$1,253not listed
2012426$152,389Chec
20111,163$25.7 millionChec
20101,189$26.5 millionChec
20091,264$29.3 millionChec Employee Benefit Consultants

Keycorp Cash Balance Pension Plan

Cash balance pension, frozenMerged

Merged. In 2016 its assets moved to the Keycorp Consolidated Cash Balance Plan, sponsored by Keycorp (EIN 34-6542451, plan 007). Accounts moved with them, so that plan is the one to contact.

Plan number
003Employer EIN 34-6542451
Participants (2015)
20,386
Net assets (2015)
$798 million
Administered by
Alight2009–2016
Plan administrator
Keycorp
127 Public Square
Cleveland, OH 44114
(888) 539-7247As filed for 2016
In effect since
January 1, 1951

Earlier plan names: Keycorp Cash Balance Plan.

Year by year, 2009 to 2016
Plan yearParticipantsNet assetsRecordkeeper
20160n/aAlight
201520,386$798 millionAlight
201421,479$878 millionAlight
201322,792$904 millionAlight
201224,288$890 millionAlight
201125,703$866 millionAlight
201027,619$965 millionAlight
200929,794$793 millionAlight

Employees' Retirement Plan of Newalliance Bank

Pension (defined benefit), frozenMerged

Merged. In 2016 its assets moved to the Keycorp Consolidated Cash Balance Plan, sponsored by Keycorp (EIN 34-6542451, plan 007). Accounts moved with them, so that plan is the one to contact.

Plan number
006Employer EIN 34-6542451
Participants (2015)
1,453
Net assets (2015)
$173 million
Administered by
MillimanEarlier: State Street (2009–2010)
Plan administrator
Keycorp
127 Public Square
Cleveland, OH 44114
(888) 539-7247As filed for 2016
In effect since
July 1, 1957

Earlier sponsors: Newalliance Bank (2009); First Niagara Financial Group, Inc. (2010–2014).

Year by year, 2009 to 2016
Plan yearParticipantsNet assetsRecordkeeper
20160$0Milliman
20151,453$173 millionMilliman
20141,498$173 millionMilliman
20131,708$178 millionMilliman
20121,725$163 millionMilliman
20111,764$155 millionnot listed
20101,787$99.8 millionState Street
20091,805$86.4 millionState Street

The Retirement Plan of the First Niagara Financial

Pension (defined benefit), frozenMerged

Merged. In 2015 its assets moved to the Keycorp Consolidated Cash Balance Plan, sponsored by Keycorp (EIN 34-6542451, plan 007). Accounts moved with them, so that plan is the one to contact.

Plan number
005Employer EIN 34-6542451
Participants (2014)
1,358
Net assets (2014)
$112 million
Plan administrator
Keycorp
127 Public Square
Cleveland, OH 44114
(888) 539-7247As filed for 2015
In effect since
January 1, 1952

Earlier sponsor: First Niagara Financial Group, Inc. (2009–2014).

Earlier plan names: The Retirement Plan of the First Niagara Financial Group, Inc..

Year by year, 2009 to 2015
Plan yearParticipantsNet assetsRecordkeeper
20150$0not listed
20141,358$112 millionnot listed
20131,556$119 millionnot listed
20121,584$116 millionnot listed
20111,617$118 millionnot listed
20101,639$65.2 millionnot listed
20091,676$67.7 millionnot listed

If you had money in one of these plans

  1. Call Fidelity (fidelity.com), which runs the Keycorp 401K Savings Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
  2. Or call the plan administrator listed on the plan below ((888) 539-7247). That number was filed for 2024; ask for the benefits or retirement plan office.
  3. If your plan was merged, your account moved with it. Follow the link on the plan to the plan it went into, and contact that one.
  4. If your plan closed, unclaimed balances usually went to an IRA in your name, to the PBGC's missing participants program, or to state unclaimed property. Here is how to check each one.
  5. Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

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