First Financial Bancorp 401(k) and pension plans

First Financial Bancorp, Cincinnati, OH. EIN 31-1042001. Annual reports 2009–2025.

First Financial Bancorp has 2 active retirement plans on file. The largest is the First Financial Bancorp 401(k) Savings Plan, with 2,841 participants and $209 million in assets in 2025. Principal has been its recordkeeper since 2022.

Active plans: 2
Participants: 6,161
Plan assets: $359 million
401(k) recordkeeper: Principal
Plans on file: 2
Industry: Finance and insurance

All 2 plans

Active plans first

First Financial Bancorp 401(k) Savings Plan

401(k)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 002Employer EIN 31-1042001
Participants (2025): 2,841
Net assets (2025): $209 million
Recordkeeper: PrincipalEarlier: Merrill (2010–2021), Federated Retirement Plan Services (2009)
Plan administrator: First Financial Bancorp
255 East 5TH Street, Suite 800
Cincinnati, OH 45202
(513) 979-5768As filed for 2025
In effect since: September 1, 1977

Earlier plan names: Furst Financial Bancorp 401(KS) Savings Plan.

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	2,841	$209 million	Principal
2024	2,554	$171 million	Principal
2023	2,626	$154 million	Principal
2022	2,598	$131 million	Principal
2021	2,806	$151 million	Merrill
2020	2,756	$126 million	Merrill
2019	2,722	$112 million	Merrill
2018	2,734	$95.9 million	Merrill
2017	1,851	$80.6 million	Merrill
2016	1,961	$70.6 million	Merrill
2015	1,896	$59.2 million	Merrill
2014	1,792	$59.0 million	Merrill
2013	1,726	$59.1 million	Merrill
2012	1,841	$52.0 million	Merrill
2011	1,900	$49.8 million	Merrill
2010	2,155	$49.3 million	Merrill
2009	1,992	$39.3 million	Federated Retirement Plan Services

First Financial Bancorp Employees' Pension Plan and Trust

Cash balance pensionActive

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 001Employer EIN 31-1042001
Participants (2024): 3,320
Net assets (2024): $150 million
Administered by: MerrillEarlier: Marketing Communication Resources, (2009)
Plan administrator: Plan Committee
255 East Fifth Street, Suite 700
Cincinnati, OH 45202
(513) 979-5768As filed for 2024
In effect since: January 1, 1989

Earlier plan names: First Financial Bancorp Employees Pension Plan and Trust.

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	3,320	$150 million	Merrill
2023	3,280	$144 million	Merrill
2022	3,166	$133 million	Merrill
2021	2,840	$163 million	Merrill
2020	2,811	$155 million	Merrill
2019	2,818	$142 million	Merrill
2018	2,707	$130 million	Merrill
2017	2,035	$144 million	Merrill
2016	2,084	$131 million	Merrill
2015	1,953	$126 million	Merrill
2014	1,872	$133 million	Merrill
2013	1,637	$131 million	Merrill
2012	1,568	$123 million	Merrill
2011	1,522	$116 million	not listed
2010	1,275	$123 million	not listed
2009	1,273	$60.4 million	Marketing Communication Resources,

If you had money in one of these plans

Call Principal (principal.com), which runs the First Financial Bancorp 401(k) Savings Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((513) 979-5768). That number was filed for 2025; ask for the benefits or retirement plan office.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

All 2 plans

First Financial Bancorp 401(k) Savings Plan

First Financial Bancorp Employees' Pension Plan and Trust

If you had money in one of these plans

What these numbers are

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