Motorists Mutual Insurance 401(k) and pension plans

Motorists Mutual Insurance Company, Columbus, OH. EIN 31-4259550. Annual reports 2009–2024. Also filed as Brickstreet Mutual Insurance Co.; Brickstreet Mutual Insurance Company; Brickstreet Mutal Insurance Company; Encova Holdings, Inc.

Motorists Mutual Insurance Company has 2 active retirement plans on file. The largest is the Encova Insurance 401(k) Plan, with 1,674 participants and $351 million in assets in 2024. Empower has been its recordkeeper since 2023.

Active plans: 2
Participants: 2,010
Plan assets: $419 million
401(k) recordkeeper: Empower
Plans on file: 3
Industry: Finance and insurance

All 3 plans

Active plans first

Encova Insurance 401(k) Plan

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 003Employer EIN 31-4259550
Participants (2024): 1,674
Net assets (2024): $351 million
Recordkeeper: EmpowerEarlier: Putnam Investments (2022), Empower (2015–2021), Putnam Investor Services (2014), MassMutual (2010–2013), Capital Group (American Funds) (2009)
Plan administrator: Motorists Mutual Insurance Company
471 East Broad Street
Columbus, OH 43215
(614) 225-8204As filed for 2024
In effect since: January 1, 2006

Earlier sponsors: Brickstreet Mutual Insurance Co. (2009–2016); Brickstreet Mutal Insurance Company (2017).

Earlier plan names: Brickstreet Mutual Insurance Co. 401(k) Plan; Brickstreet Mutual Insurance Company 401(k) Plan; Brickstreet Mutal Insurance Company 401(k) Plan; Motorists Insurance Group 401(k) Plan.

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	1,674	$351 million	Empower
2023	1,690	$307 million	Empower
2022	1,659	$256 million	Putnam Investments
2021	1,651	$316 million	Empower
2020	1,822	$283 million	Empower
2019	1,700	$237 million	Empower
2018	1,749	$191 million	Empower
2017	1,831	$130 million	Empower
2016	545	$41.8 million	Empower
2015	438	$35.1 million	Empower
2014	431	$30.7 million	Putnam Investor Services
2013	412	$27.0 million	MassMutual
2012	380	$20.3 million	MassMutual
2011	382	$15.4 million	MassMutual
2010	382	$14.3 million	MassMutual
2009	421	$10.6 million	Capital Group (American Funds)

Motorists Mutual Retirement Plan

Pension (defined benefit)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 001Employer EIN 31-4259550
Participants (2024): 336
Net assets (2024): $68.4 million
Administered by: AonEarlier: Transamerica (2017–2022), Principal (2014–2016), Transamerica (2012–2013)
Plan administrator: Encova Holdings, Inc.
471 East Broad Street
Columbus, OH 43215
(304) 941-1000As filed for 2024
In effect since: December 14, 1945

Plans merged into this one: American Hardware Mutual Insurance Company Provident Plus Retirement Plan (2011).

Earlier sponsor: Motorists Mutual Insurance Company (2009–2023).

Earlier plan names: Group Pension Plan for Employees of Manufacturers and Merchants Mutual Insurance Company of New Hampshire.

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	336	$68.4 million	Aon
2023	343	$71.3 million	not listed
2022	358	$67.6 million	Transamerica
2021	356	$91.5 million	Transamerica
2020	363	$88.9 million	Transamerica
2019	371	$79.4 million	Transamerica
2018	405	$68.9 million	Transamerica
2017	2,471	$330 million	Transamerica
2016	2,418	$302 million	Principal
2015	2,380	$303 million	Principal
2014	2,296	$302 million	Principal
2013	2,412	$286 million	Transamerica
2012	2,401	$241 million	Transamerica
2011	46	$3.9 million	not listed
2010	1,941	$148 million	not listed
2009	1,941	$134 million	not listed

Motorists Mutual Incentive Savings Plan

401(k)Stopped filing

No annual report since the 2017 plan year, and no final report on record. The plan may have been merged, renamed or re-filed under another number; ask the plan administrator below.

Plan number: 002Employer EIN 31-4259550
Participants (2017): 1,341
Net assets (2017): $157 million
Recordkeeper: TransamericaEarlier: Fidelity (2009)
Plan administrator: Motorists Mutual Insurance Company
471 East Broad Street
Columbus, OH 43215
(614) 225-8268As filed for 2017
In effect since: January 1, 1985

Plans merged into this one: American Hardware Mutual 401 K Plan (2012).

Year by year, 2009 to 2017

Plan year	Participants	Net assets	Recordkeeper
2017	1,341	$157 million	Transamerica
2016	1,435	$142 million	Transamerica
2015	1,315	$133 million	Transamerica
2014	1,306	$130 million	Transamerica
2013	1,274	$121 million	Transamerica
2012	1,279	$101 million	Transamerica
2011	1,251	$88.1 million	Transamerica
2010	1,273	$83.1 million	Transamerica
2009	1,252	$69.8 million	Fidelity

If you had money in one of these plans

Call Empower (empower.com), which runs the Encova Insurance 401(k) Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((614) 225-8204). That number was filed for 2024; ask for the benefits or retirement plan office.
If your plan closed, unclaimed balances usually went to an IRA in your name, to the PBGC's missing participants program, or to state unclaimed property. Here is how to check each one.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.