Wells Fargo 401(k) and pension plans

Wells Fargo & Company, Minneapolis, MN. EIN 41-0449260. Annual reports 2009–2025. Also filed as Wells Fargo Corporation; Wells Fargo and Company; Reliable Financial Services, Inc.

Wells Fargo & Company has 3 active retirement plans on file. The largest is the Wells Fargo & Company 401(k) Plan, with 248,225 participants and $64.4 billion in assets in 2025. Empower has been its recordkeeper since 2023.

Active plans: 3
Participants: 415,670
Plan assets: $72.7 billion
401(k) recordkeeper: Empower
Plans on file: 7
Industry: Holding companies

All 7 plans

Active plans first

Wells Fargo & Company 401(k) Plan

401(k) with ESOPActive

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 002Employer EIN 41-0449260
Participants (2025): 248,225
Net assets (2025): $64.4 billion
Recordkeeper: EmpowerEarlier: Sungard (2009)
Plan administrator: Head of HR, Head of Total Rewards, and Head of Benefits
Mac N9310-112, 550 S. 4TH Street
Minneapolis, MN 55415
(877) 479-3557As filed for 2025
In effect since: January 1, 1953

Plans merged into this one: Wachovia Savings Plan (2009).

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	248,225	$64.4 billion	Empower
2024	255,580	$57.9 billion	Empower
2023	287,389	$51.8 billion	Empower
2022	303,755	$45.3 billion	not listed
2021	312,855	$55.8 billion	not listed
2020	331,848	$47.9 billion	not listed
2019	340,353	$47.0 billion	not listed
2018	344,287	$39.5 billion	not listed
2017	349,815	$44.2 billion	not listed
2016	357,473	$38.2 billion	not listed
2015	354,277	$35.8 billion	not listed
2014	366,375	$35.2 billion	not listed
2013	358,881	$31.8 billion	not listed
2012	364,501	$25.8 billion	not listed
2011	375,147	$22.2 billion	not listed
2010	364,317	$21.5 billion	not listed
2009	211,378	$18.5 billion	Sungard

Puerto Rico Financial Retirement Plan

Pension (defined benefit), frozenActive

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 022Employer EIN 41-0449260
Participants (2025): 1,518
Net assets (2025): $57.7 million
Administered by: AonEarlier: Alight (2009–2022)
Plan administrator: Head of HR, Head of Total Rewards, and Head of Benefits
Mac N9310-112, 550 S. 4TH Street
Minneapolis, MN 55415
(888) 337-3307As filed for 2025
In effect since: May 1, 1995

Earlier sponsor: Reliable Financial Services, Inc. (2009–2015).

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	1,518	$57.7 million	Aon
2024	1,539	$53.3 million	Aon
2023	1,553	$52.3 million	Aon
2022	1,561	$49.0 million	Alight
2021	1,564	$61.0 million	Alight
2020	1,566	$55.3 million	Alight
2019	1,570	$50.3 million	Alight
2018	1,577	$44.4 million	Alight
2017	1,626	$49.5 million	Alight
2016	1,632	$43.0 million	Alight
2015	1,638	$40.5 million	Alight
2014	1,639	$41.6 million	Alight
2013	1,641	$40.6 million	Alight
2012	1,643	$36.3 million	Alight
2011	1,705	$33.0 million	Alight
2010	1,776	$29.6 million	Alight
2009	1,750	$26.5 million	Alight

Wells Fargo & Company Cash Balance Plan

Cash balance pension, frozenActive

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 001Employer EIN 41-0449260
Participants (2024): 165,927
Net assets (2024): $8.2 billion
Administered by: BNY MellonEarlier: Sungard Omni (2009–2010)
Plan administrator: Head of HR, Head of Total Rewards, and Head of Benefits
Mac N9310-110, 550 S. 4TH Street
Minneapolis, MN 55415
(877) 479-3557As filed for 2024
In effect since: January 1, 1949

Plans merged into this one: Wachovia Corporation Pension Plan and Trust (2009).

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	165,927	$8.2 billion	BNY Mellon
2023	174,938	$8.8 billion	not listed
2022	197,076	$8.7 billion	BNY Mellon
2021	205,213	$11.7 billion	BNY Mellon
2020	213,087	$12.2 billion	BNY Mellon
2019	220,360	$11.0 billion	not listed
2018	228,292	$9.8 billion	not listed
2017	236,754	$10.8 billion	not listed
2016	245,180	$10.2 billion	not listed
2015	255,901	$10.2 billion	not listed
2014	264,858	$9.8 billion	not listed
2013	283,327	$9.6 billion	not listed
2012	297,768	$9.7 billion	not listed
2011	309,427	$9.3 billion	not listed
2010	325,630	$9.9 billion	Sungard Omni
2009	345,715	$9.3 billion	Sungard Omni

Wachovia Savings Plan Puerto Rico

Defined contribution planStopped filing

No annual report since the 2011 plan year, and no final report on record. The plan may have been merged, renamed or re-filed under another number; ask the plan administrator below.

Plan number: 019Employer EIN 41-0449260
Plan administrator: Wells Fargo & Company
Mac N9311-170, 625 Marquette Ave.
Minneapolis, MN 55479
(704) 374-6474As filed for 2011
In effect since: January 1, 2004

A.G. Edwards, Inc. Retirement and Profit Sharing Plan

Employee stock ownership plan (ESOP)Stopped filing

No annual report since the 2010 plan year, and no final report on record. The plan may have been merged, renamed or re-filed under another number; ask the plan administrator below.

Plan number: 021Employer EIN 41-0449260
Participants (2010): 14,526
Net assets (2010): $1.2 billion
Recordkeeper: Alight2009–2010
Plan administrator: Wells Fargo and Company
Two Wachovia Center, 301 South Tryon Street
Charlotte, NC 28288
(704) 374-6474As filed for 2010
In effect since: January 1, 1978

Year by year, 2009 to 2010

Plan year	Participants	Net assets	Recordkeeper
2010	14,526	$1.2 billion	Alight
2009	15,744	$1.7 billion	Alight

Wachovia Corporation Pension Plan and Trust

Cash balance pension, frozenMerged

Merged. In 2009 its assets moved to the Wells Fargo & Company Cash Balance Plan, sponsored by Wells Fargo & Company (EIN 41-0449260, plan 001). Accounts moved with them, so that plan is the one to contact.

Plan number: 017Employer EIN 41-0449260
Plan administrator: Wells Fargo & Company
301 South Tryon Street, T-4, NC0960, Two Wachovia Center
Charlotte, NC 28288
(704) 374-6474As filed for 2009
In effect since: December 31, 1956

Wachovia Savings Plan

401(k) with ESOPMerged

Merged. In 2009 its assets moved to the Wells Fargo & Company 401(k) Plan, sponsored by Wells Fargo & Company (EIN 41-0449260, plan 002). Accounts moved with them, so that plan is the one to contact.

Plan number: 018Employer EIN 41-0449260
Plan administrator: Wells Fargo & Company
301 S. Tryon ST., T-4, NC0960, Two Wachovia Center
Charlotte, NC 28288
(704) 374-6474As filed for 2009
In effect since: June 19, 1962

If you had money in one of these plans

Call Empower (empower.com), which runs the Wells Fargo & Company 401(k) Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((877) 479-3557). That number was filed for 2025; ask for the benefits or retirement plan office.
If your plan was merged, your account moved with it. Follow the link on the plan to the plan it went into, and contact that one.
If your plan closed, unclaimed balances usually went to an IRA in your name, to the PBGC's missing participants program, or to state unclaimed property. Here is how to check each one.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.